Free Workshop for High-Income Professionals — Tuesday December 2nd @ 1pm EDT, 11am MDT

For High-Income Professionals Preparing for Retirement

Is Your Retirement Structure Built to Keep More of Your Money—Or Give More of It to the IRS?

A free clarity workshop for six-figure earners who want to reduce retirement taxes, protect their lifestyle, and avoid the hidden mistakes most people never see coming.

If you're earning $100K+ and following traditional retirement advice, there's a good chance parts of your financial structure may be leaving you exposed to unnecessary taxes later on.

In this session, we’ll show you where high-income professionals lose the most money — and the structural strategies the affluent use to stay in control.

When: Tuesday December 2nd @ 1pm EDT, 11am MDT

Hosted by: John Dwyer & Kelly O’Connor
Cost: Free (live training)

Register To Join

PROVEN

Most High-Income Earners Don’t Realize This…

The biggest threat to your retirement isn’t the market. It’s how your money is structured.

Most professionals unintentionally follow outdated strategies that:

-Increase tax exposure

-Reduce retirement income

-Limit lifestyle flexibility

-Create avoidable risk in the “descent” years.

But none of this is obvious — unless someone shows you the structure from a different angle.

That’s what this workshop is designed to do.
Not products.

Not hype.
Just clarity.

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This Is A Perfect Fit If You...

Earn $100K+ and want to make sure your plan matches your income level

Are preparing for retirement and want to understand tax exposure

Want more flexibility, not more restrictions

Want to keep as much of your Social Security & Medicare benefits as legally possible

Want to understand the strategies the affluent use — without needing to become an expert

Value clarity, control, and long-term stability

In 60 minutes,

you'll get clarity on:

Where unnecessary tax pressure shows up in retirement

The structural mistakes most high-income earners never see coming

How the affluent legally reduce lifetime tax exposure

How to protect your lifestyle without sacrificing it

How to build a flexible plan that works now and later

How to keep more of your government benefits

Here’s What We’ll Cover

01

Common Planning Assumptions That Backfire

Most people unknowingly follow outdated advice.
We’ll show you the hidden risks and the structural gaps to look for.

02

How the Affluent Build Their Structure Differently

Learn the tax-efficient, low-friction strategies high-income earners use to protect growth and stay in control.

03

Designing a Future You Can Rely On

How to protect what you’ve built and create stability in retirement — without complexity or guesswork.

A Message From Financial Caffeine Founders:

Kelly O'Connor and John Dwyer

​​Most high-income earners are doing the best they can with the information they’ve been given. The problem is that much of that information was created for a tax environment that no longer exists.

You’re working hard, earning well, and making responsible decisions — but retirement taxes, account structures, and long-term planning rules have changed dramatically in recent years.

Our goal with this workshop is simple:

To help you see your financial picture clearly — so you can make confident decisions about your future.

This isn’t about selling products or pushing shortcuts.

It’s about giving you the same clarity and structure strategies used by the people who’ve already achieved the goals you’re working toward.

We look forward to meeting you and walking you through it.

Join us on Tuesday December 2nd @ 1pm EDT, 11am MDT...it’s one hour that could change how you view your entire retirement plan.

See you there!

Kelly O'Connor & John Dwyer

The More You Keep, The More Options You Have.

Every unnecessary tax dollar you lose today is one you can’t use tomorrow.
Let’s make sure your retirement structure works for you — not against you.

Register To Join

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